The bankruptcy laws changed in 2005. Many people know the laws were changed, but few people really understand what the changes did. The most important thing to know is that Bankruptcy is still available, and works in much the same way it always has.
The rules are different, the paperwork harder, but bankruptcy is still available to help many people. The only real way to know is to talk to an attorney who can answer questions about your case.
I think that the biggest misconception is that the laws were changed to make bankruptcy unavailable. I have heard that some creditors are even telling people that they can't file bankruptcy because bankruptcy doesn't exist.
Please understand that bankruptcy did not go away, and if you might have been helped by bankruptcy under the old laws, you might still be helped under the new laws. Bankruptcy still exists to help people who are unable to pay off their debts and need help.
North Carolina Bankruptcy Lawyer Blog Charlotte NC Chapter 7 and Chapter 13 Information
Sunday, January 28, 2007
Wednesday, January 17, 2007
Welcome to my blog about consumer bankruptcy law, and related issues. First, let me say that I know very little about blogs or blogging and I am trying it out for the first time now. I am still not quite sure why I want to blog but as I learn how this works, I hope that this site provides interesting information for you.
To introduce myself, I am a bankruptcy attorney who has concentrated in bankruptcy law since 1988. I started in the bankruptcy area when I was hired as a law clerk to Judge Rufus Reynolds, United States Bankruptcy Judge for the Middle District of North Carolina. He was one of the longest sitting bankruptcy judges in the country, and a remarkable man to have the opportunity to work for. I practiced in Winston-Salem, NC for several years before moving back to Charlotte, NC, my hometown. I opened my solo practice in 1993.