Attorney General Roy Cooper Warns North Carolina Consumers about Fake IRS Emai
SCAM: Consumers in North Carolina have received phishing emails that claim to come from the IRS. The phony emails tell people that they have qualified for an economic stimulus refund and can receive their money more quickly by providing their bank account information. The phishing emails include a link to a website where people are asked to provide their bank account and other personal information, supposedly so their economic stimulus refund can be deposited directly into their account. The fake emails even tell people that their refund will be delayed if they don’t provide this information.
TIPS: The IRS is not contacting people about their refunds by email, so don’t take the bait. Always beware of emails that ask for personal information such as your Social Security Number or bank account number. Many times, these emails contain the logos of real companies to make them more believable. Don’t be fooled by them. Never reply to these emails or click on any links. If you do respond to a phishing email, contact your bank and credit card company immediately. Finally, it’s always a good idea to use updated antivirus and firewall software on your computer.
If you’ve been the victim of a similar scam, please contact Attorney General Roy Cooper’s Consumer Protection Division for assistance at 1-877-5-NO-SCAM.
This message brought to you on behalf of North Carolina Attorney General Roy Cooper.
*** Visit our Identity Theft website at www.noscamnc.gov ***
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Friday, May 23, 2008
Tuesday, May 20, 2008
Life" with Ira Glass. They had an incredibly detailed, interesting
account of the subprime/housing mess, including the terminology and
lots of statistics, and how consumers and Wall Street bankers accepted the
Below is a link to the show, "355: The Giant Pool of Money" which you can
play to hear:
Link to This American Life
Thursday, April 3, 2008
Christmas isn't something that most people think about in April, but they should. It is amazing how much people spend each year buying presents, and a lot of it goes on credit cards. In fact I believe a major reason people overspend is because it is so easy if you are using plastic to 'pay' for it. I am filing bankruptcy cases now for people and see the Christmas charges on the statements and while the purchases may not be extravagant, many purchased more than someone in financial stress should have paid.
For people who don't file bankruptcy to get out from under the debt load, it will take years to pay off those 2007 Christmas purchases. If people started a little savings account now and put $25-$50 per pay check into the account, there would be cash to buy presents for the next holiday season. Maybe you wont' be able to afford anything big, but the security of knowing that those presents won't be causing your debt obligations to climb will be the best present you'll get.
Friday, February 22, 2008
For more information regarding the mortgage crisis and the mortgage solution, please read my article on the BankruptcyLawNetwork, where you will find many articles on this issue as well as other information about bankruptcy.